Designed to Save you Money
Health Plus rates start low, and don't automatically jump every 5 years due to age (unlike other plans). We know the low coverage limits that other insurance companies use to control costs don't work for you, so we do things differently. You're part of a larger buying group which means savings you wouldn't see on your own. And we're constantly working on ways to save you more - from lower single parent pricing to expanding what's included in your coverage.
The rates speak for themselves. Health Plus plan members save up to $2287 per year. (For a family, in premiums paid compared to Manulife Flexcare)
Health Plus OPTIMUM Rates
Health Plus OPTIMUM pays*
PLAN TYPE | RATE* |
|---|---|
Single | $142.00 |
Couple | $270.00 |
Single Parent: 1 dependent 2 dependents | $210.00 $279.00 |
Family: 3-4 people** | $343.00 |
*Per month including taxes *Rates subject to medical qualification **$40/month/additional person | |
90%
HEALTH SERVICES
Prescription Drugs
Therapeutic Equipment
Hearing Aids
Lab & Diagnostic Services
Ambulance
90%
PARAMEDICAL
100%
Semi-Private Hospital
Private Duty Nursing
VISION
TRAVEL Emergency Health
80%
DENTAL
90% for accidental injury
50% for major restorative
*To a specified maximum coverage
See What's Covered
Health
Prescription Drugs
$30,000 annual maximum per person
Pay Direct. Dispensing fee $8 maximum
Paramedical Services
$600 PRIORITY, $1000 OPTIMUM per year/practitioner*
Physiotherapist, Chiropractor, Psychologist, Speech Therapist, Podiatrist/Chiropodist, Massage Therapist, Osteopath, Naturopath, Acupuncturist
Therapeutic Equipment including: Crutches, Casts, Walkers, Canes, Wheelchairs, Orthopedic Braces, Splints, Oxygen, Hospital Beds, Artificial Limbs, Diabetic Supplies
Laboratory & Diagnostic Services
Hearing Aids $500 / 36 months
Accidental Injury to Teeth
Ambulance
Semi-Private Hospital Accommodation
Private Duty Nursing $10,000 / 12 months
Dental
Routine Exams with Scaling & Polishing one / 9 months
Consultations, Diagnostic Procedures, Preventative Services, Fillings, Extractions, Anaesthesia, Oral Surgery
X-Rays: Diagnostic
Bite-Wing: one / 24 months
Full-Mouth or Panoramic: one / 60 months
Periodontic Treatment Diseased Bone & Gums
Endodontic Treatment Including Root Canal Therapy
Denture Adjustments Repair, Rebasing, Relining
Scaling & Root Planing 12 units / year*
*Preapproval required beyond 2 units / 9 months
Overall Dental Maximum $1000 per person / year, $1500 per person / year following 24 months plan membership (OPTIMUM only)
Major Restorative Dental including Crowns, Bridges, Dentures*
OPTIMUM Maximum $600 per person / year, $1000 per person / year after 30 months plan membership
PRIORITY Maximum $400 per person / year, $650 per person / year after 30 months plan membership
* Eligibility following 18 months plan membership
Travel
Out-of-Canada Emergency Health
up to 60 days per trip
Vision
(OPTIMUM only)
Glasses & Contact Lenses
$200 / 24 months, $300 / 24 months after 24 months on the plan
Eye Exams $75 / 24 months
Wellness
No extra charge, no claims required
LifeWorks EFAP
LifeWorks Employee and Family Assistance Program (EFAP) offers confidential counselling and digital resources for life, work and health challenges, from financial concerns to family crises. Plus perks to save you money. Available in 100+ languages.
Custom HR Advice
From our expert on contracts, employment standards, office policies, compensation and more. Because no matter your business size, you want to do things right.
Pharmacogenetic Testing
To help make sure you are taking the right medication for your unique DNA. A simple test to help your doctor ensure your medication is doing its job. Completely private, no cost to you.